Real Estate Costa del Sol •

Real Estate in Spain

Real Estate in Spain

SPAIN

Investment company in Costa del Sol in Spain. Welcome!

REAL ESTATE OPPORTUNITIES AND FORECLOSURES

New developments and second hand properties from 50 000€

We offer luxury apartments, duplex penthouses and townhouses with bargain prices!

40% OFF luxury apartments on the Mijas Costa! Starting at 230 000€!

We offer luxury apartments, duplex penthouses and townhouses with bargain prices!

Apartments near of the beach starting from just 127 000€

BARGAIN! Spacious 2-room flat in the most prestigeous region of Andalucia in Marbella, for 139500€.

Map of Costa del Sol.

How to choose a bank in Spain

BEST property on the Costa Del Sol!

Request your mortgage with us!

Great opportunity! Luxurious residencial complex in beautiful marina. 40%

Offer Deal of the promoter in Benalmadena. Now 30% villas for € 480 000

On the marina and the beach from 160 000€!!

Super deal! Perfect house with 60% discount!

Super deal! Perfect house with 60% discount!

Luxury villa valued 4 000 000€ now for only 2 000 000€!

Elite properties in one of the best marinas in the world

Qualified legal advise and support

Legalization and Residence Permit

Discover Andalucia and its unique traditions!

Discover Andalucia and its unique traditions!

Discover Andalucia and its unique traditions!

Discover Andalucia and its unique traditions!

Еxemplary table of costs

Use the following table to calculate the overall cost of buying property in Spain with a mortgage loan (in this case from Bankinter). That includes the price of the house, extra expenses, taxes and mortgage costs according to the terms offered by Bankinter for non-residents or for foreign buyers with Spanish residence permit.

Property Price
167,000 200,000 233,000 267,000 300,000 333,000 367,000 400,000
Mortgage  100,000 120,000 140,000 160,000 180,000 200,000 220,000 240,000
                 
Monthly quota 1st year 567.20 680.63 794.07 907.51 1,020.95 1,134.39 1,247.83 1,361.27
Quota other years (estim.) 576.94 692.33 807.72 923.11 1,038.49 1,153.88 1,269.27 1,384.66
 
COSTS                
Notary (purchase & mortga 1,238.08 1,316.21 1,370.30 1,400.35 1,442.43 1,460.46 1,496.52 1,496.52
Register (purchase & mortg 528.90 601.02 619.05 655.11 673.14 685.16 727.23 727.23
Valuation 237.80 237.80 237.80 255.20 255.20 270 300.40 350.40
Lawyers' Fees 360.60 360.60 360.60 360.60 360.60 360.60 360.60 360.60
Arrangement Fee (1,00%) 1,000.00 1,200.00 1,400.00 1,600.00 1,800.00 2,000.00 2,200.00 2,400.00
Commission (study) 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00
                 
Total Costs 3,365.38 3,715.63 3,987.75 4,271.26 4,531.37      
 
TAXES                
Legal Taxes (purchase & m 3,050.00 3,656.00 4,262.00 4,878.00 5,484.00 6,090.00 6,706.00 7,312.00
VAT (8-10%)                
                 
Total Taxes                

 

Mortgage Notary Fee

If a Spanish property has a mortgage secured against it this has to be declared before a Notary. Notary fees are based on the number of clauses in the deeds and a mortgage deed will have approximately the same number of clauses as a purchase deed. The notary will charge for this and therefore a Spanish mortgage increases the Notary costs at the time of signing the public deeds of sale.

Mortgage Land Registry Fee

Likewise the existence of a mortgage on a Spanish property (the mortgage is seen as a debt against the property) must be registered with the land registry. This slightly increases the land registry fees when buying property in Spain. The fee for registering a Spanish mortgage is approximately the same as the fee for registering the property.